Pay once, split instantly.

Split app handles the math, requests, and payouts. Split closes the loop in minutes.

No setup fees
Cancel anytime
Bank-level security
Split Mobile Logo
Split
Recent Split
Dinner at Sushi Bar
$127.50 • 4 people
You
$31.88
Sarah
$31.88
Mike
$31.87
$

Spreadsheets, receipts, and awkward reminders are broken.

Split closes the loop in minutes with AI that handles the math, sends smart reminders, and processes payments automatically.

The old way

Spreadsheet chaos

Manual calculations, version conflicts, and lost receipts

Awkward reminders

Chasing friends for money damages relationships

Complex group dynamics

Different payment methods, currencies, and preferences

The Split way

AI-powered calculations

Perfect splits every time, no math errors

Instant settlements

Automated payouts in minutes, not weeks

Frictionless experience

Everyone pays their way, relationships stay intact

Ready to see how it works? Here's the simple 3-step process.

How it works

Three simple steps to eliminate expense management headaches forever.

01

Connect

Link your bank account securely with Stripe Financial Connections

No more manual entry or lost receipts

02

Create Split

AI calculates fair splits and sends smart requests

Perfect math every time, zero awkwardness

03

Settle

Automated payouts process in minutes

Everyone gets paid, relationships stay intact

See the features that make this possible.

No hidden costs. No surprises. Just 5% (min $0.30) when you split.

To keep Split secure and convenient for everyone, we charge a 5% service fee per member on each split (minimum $0.30). This covers payment processing, receipt scanning, real-time tracking, and ensures your group always stays organized. Unlike other apps, there are no hidden charges or caps — just one clear, predictable fee.

1
Host pays upfront
2
Members send their share
3
Split adds 5% (min $0.30)
Everyone's square

Simple, transparent pricing

To keep Split free of ads and simple for everyone, we add a 5% processing fee to each member's payment (minimum $0.30). Simple, transparent pricing with no hidden fees or caps — you always know exactly what you'll pay.

Coffee Tab

Bill total:$24.00
Your share:$8.00
Processing fee (5%):$0.40
You pay:$8.40

Group Vacation

Bill total:$2,400.00
Your share:$400.00
Processing fee (5%):$20.00
You pay:$420.00
5%
Processing fee
No
Hidden fees or caps
$0
Setup or monthly fees

Everything you need to split expenses

From smart AI splitting to secure banking integration, Split handles every aspect of expense management.

2 min
Average setup time
99.9%
Uptime guarantee
24/7
AI monitoring
95%
Payment success rate

Payments & Banking

Connect your bank or card securely through Stripe Financial Connections. Pay once up front, Split handles the rest with fast ACH transfers and debit payouts.

Works with multiple currencies

Smart Splitting

AI automatically figures out who owes what. Split equally, by percentage, or custom amounts. Handle extras like tips, fees, or taxes.

Exclude people who didn't join

Expense Tracking

Add bills manually or scan receipts with your phone. Import expenses by email and keep everything organized in one place.

Export to CSV/QuickBooks

Groups & Tabs

Create one-time splits or set up ongoing group tabs for trips, roommates, or teams. See who owes what in real time.

Close out and settle anytime

Reminders & Notifications

Automatic payment reminders so you don't have to chase. Instant updates when someone pays and alerts when payouts hit your account.

No more awkward conversations

Insights & Reports

Dashboard with what you've paid and collected. Monthly statements and tax-friendly summaries for business users.

Complete financial overview

See how these features work in real-world scenarios.

Built for every scenario

From weekend trips to major productions, Split handles the complexity so you don't have to.

Trips

Split travel expenses seamlessly across flights, hotels, meals, and activities.

Real-time currency conversion
Automatic tip calculations
Receipt photo capture
Travel budget tracking
4.2 people
Average group size
Under 2 minutes
Settlement time
98%
Success rate

Real Example

Scenario:Weekend trip to Barcelona
Total:$2,847
Split:4 people
Time:1.5 minutes to settle

✓ Zero manual calculations, zero awkward conversations

See Split Mobile in action

Real case studies showing how Split Mobile handles complex multi-party scenarios with automated workflows and intelligent splitting.

Construction & Real Estate Project

Downtown Apartment Renovation

A complete renovation project showcasing automated contractor payments, investor tracking, and expense management.

$125,000
Total Budget
6 months
Duration
8 contractors + 2 investors
Participants
5
Steps

Complete Workflow

Results

Reduced 92%
Payment disputes
15 hours/week
Time saved
99.2%
Budget accuracy
100%
Investor satisfaction

Security first, always

Your financial data deserves the highest level of protection. We use the same security standards as major banks.

Bank-level encryption

256-bit SSL encryption protects all data in transit and at rest

Same security standards as major banks

Stripe Financial Connections

Secure, read-only access to your bank account data

No passwords stored, no direct access

Least-privilege access

Minimal data collection with granular permission controls

Only access what's needed, when it's needed

Data retention policy

Automatic deletion of sensitive data after processing

Your data, your control

Compliance & Certifications

SOC 2 Type II certified
PCI DSS compliant
GDPR compliant
CCPA compliant
SOC 2 Type II in progress
Regular security audits

Split vs. Alternatives

FeatureSplitSpreadsheetsPayment Apps
Setup time2 minutes30+ minutes15 minutes
Calculation accuracy99.9%85%95%
Payment success rate95%60%88%
Multi-currency support✓ Real-time rates✗ Manual conversion✗ Limited
Automated reminders✓ Smart & contextual✗ Manual follow-up✓ Basic
Security & compliance✓ Bank-level✗ None✓ Basic

Ready to download the app? It's completely free to use.

Download the Split app

Take expense splitting with you wherever you go. The Split mobile app puts the power of AI-driven expense management right in your pocket.Completely free to download and use.

Instant Splits

Create and settle expense splits in under 2 minutes

Smart Groups

Organize by trips, roommates, events, or custom groups

AI-Powered

Perfect calculations with intelligent fair-split algorithms

Split Mobile Logo
Split
Quick Split
Coffee Meeting
$24.50 • 3 people
You
$8.17
Alex
$8.17
Jordan
$8.16

Frequently asked questions

Everything you need to know about Split. Can't find what you're looking for? Contact our support team.

We support all major US banks through Stripe Financial Connections, including Chase, Bank of America, Wells Fargo, and thousands of others. We also support international banks in 40+ countries. Credit cards, debit cards, and ACH transfers are all supported.

Still have questions?

Our support team is here to help. Get in touch and we'll respond within 24 hours.