Pay once, split instantly.
Split app handles the math, requests, and payouts. Split closes the loop in minutes.
How It Works
Three simple steps to eliminate expense management headaches forever.
Step 1 — Upload Receipt or Invoice
Snap a photo or upload any receipt. Split instantly itemizes every line for you — no manual input, no spreadsheet torture.
Step 2 — Share With Friends
Send the Split link. Each friend claims their items or chooses to evenly split — even if they do not have the app.
Step 3 — Settle Payment
Everyone pays their share directly through Apple Pay or card. Funds go straight to you — fast, secure, and stress-free.
Split With Anyone — Even Without the App.
With Split Mobile, your friends don't need to download a thing. Send them a secure web link — they tap, view their portion, and pay instantly via Apple Pay, Google Pay, or card. It's the easiest way to settle up, no apps or signups required.
Protected under U.S. Patent Pending Systems and Methods for AI-Powered Receipt Parsing and Shared Payment via External Participants (Split Mobile Inc.)
See the features that make this possible.
Built for Modern Group Payments
Simple, secure, and fast — with AI at the core.
Real-Time Group Bill Splitting
Create or join a group instantly to split bills at restaurants, bars, travel, events, and everyday expenses — no manual calculations.
AI-Powered Receipt Scanning
Snap a photo → AI itemizes the receipt, applies tax & tip, and assigns items to each person automatically.
Instant Host Reimbursement
Whoever pays the bill gets instantly reimbursed from the group’s Split wallet. No waiting days for bank transfers.
Transparent Group Tracking
Live dashboard showing exactly who paid, who still owes, and who is overdue — no awkward conversations or chasing money.
Pay-In Flow (Everyone Pays Upfront)
Everyone pays before the host’s card is charged — eliminating debt or IOUs.
Secure Wallet + Bank Connectivity
Add funds, withdraw instantly, and track real-time balances with bank-grade encryption.
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No hidden costs. No surprises. Just 5% (min $0.30) when you split.
To keep Split secure and convenient for everyone, we charge a 5% service fee per member on each split (minimum $0.30). This covers payment processing, receipt scanning, real-time tracking, and ensures your group always stays organized. Unlike other apps, there are no hidden charges or caps — just one clear, predictable fee.
Simple, transparent pricing
To keep Split free of ads and simple for everyone, we add a 5% processing fee to each member's payment (minimum $0.30). Simple, transparent pricing with no hidden fees or caps — you always know exactly what you'll pay.
Coffee Tab
Group Vacation
Spreadsheets, receipts, and awkward reminders are broken.
Split closes the loop in minutes with AI that handles the math, sends smart reminders, and processes payments automatically.
The old way
Spreadsheet chaos
Manual calculations, version conflicts, and lost receipts
Awkward reminders
Chasing friends for money damages relationships
Complex group dynamics
Different payment methods, currencies, and preferences
The Split way
AI-powered calculations
Perfect splits every time, no math errors
Instant settlements
Automated payouts in minutes, not weeks
Frictionless experience
Everyone pays their way, relationships stay intact
Ready to see how it works? Here's the simple 3-step process.
Built for every scenario
From weekend trips to major productions, Split handles the complexity so you don't have to.
Trips
Split travel expenses seamlessly across flights, hotels, meals, and activities.
Real Example
✓ Zero manual calculations, zero awkward conversations
Security first, always
Your financial data deserves the highest level of protection. We use the same security standards as major banks.
Bank-level encryption
256-bit SSL encryption protects all data in transit and at rest
Stripe Financial Connections
Secure, read-only access to your bank account data
Least-privilege access
Minimal data collection with granular permission controls
Data retention policy
Automatic deletion of sensitive data after processing
Compliance & Certifications
Split vs. Alternatives
| Feature | Split | Spreadsheets | Payment Apps |
|---|---|---|---|
| Setup time | 2 minutes | 30+ minutes | 15 minutes |
| Calculation accuracy | 99.9% | 85% | 95% |
| Payment success rate | 95% | 60% | 88% |
| Multi-currency support | ✓ Real-time rates | ✗ Manual conversion | ✗ Limited |
| Automated reminders | ✓ Smart & contextual | ✗ Manual follow-up | ✓ Basic |
| Security & compliance | ✓ Bank-level | ✗ None | ✓ Basic |
Ready to download the app? It's completely free to use.
How to Use Split Mobile
A super-simple, step-by-step guide. Scan a receipt, share a link, get paid — even if your friends don't have the app.
Download the Split app
Take expense splitting with you wherever you go. The Split mobile app puts the power of AI-driven expense management right in your pocket.Completely free to download and use.
Instant Splits
Create and settle expense splits in under 2 minutes
Smart Groups
Organize by trips, roommates, events, or custom groups
AI-Powered
Perfect calculations with intelligent fair-split algorithms
Frequently asked questions
Everything you need to know about Split. Can't find what you're looking for? Contact our support team.
We support all major US banks through Stripe Financial Connections, including Chase, Bank of America, Wells Fargo, and thousands of others. We also support international banks in 40+ countries. Credit cards, debit cards, and ACH transfers are all supported.
Still have questions?
Our support team is here to help. Get in touch and we'll respond within 24 hours.