Pay once, split instantly.
AI handles the math, requests, and payouts. Split closes the loop in minutes.
Spreadsheets, receipts, and awkward reminders are broken.
Split closes the loop in minutes with AI that handles the math, sends smart reminders, and processes payments automatically.
The old way
Spreadsheet chaos
Manual calculations, version conflicts, and lost receipts
Awkward reminders
Chasing friends for money damages relationships
Complex group dynamics
Different payment methods, currencies, and preferences
The Split way
AI-powered calculations
Perfect splits every time, no math errors
Instant settlements
Automated payouts in minutes, not weeks
Frictionless experience
Everyone pays their way, relationships stay intact
Ready to see how it works? Here's the simple 3-step process.
How it works
Three simple steps to eliminate expense management headaches forever.
Connect
Link your bank account securely with Plaid OAuth
✓ No more manual entry or lost receipts
Create Split
AI calculates fair splits and sends smart requests
✓ Perfect math every time, zero awkwardness
Settle
Automated payouts process in minutes
✓ Everyone gets paid, relationships stay intact
See the features that make this possible.
Everything you need to split expenses
From smart AI splitting to secure banking integration, Split handles every aspect of expense management.
Payments & Banking
Connect your bank or card securely through Plaid. Pay once up front, Split handles the rest with fast ACH transfers and debit payouts.
Works with multiple currencies
Smart Splitting
AI automatically figures out who owes what. Split equally, by percentage, or custom amounts. Handle extras like tips, fees, or taxes.
Exclude people who didn't join
Expense Tracking
Add bills manually or scan receipts with your phone. Import expenses by email and keep everything organized in one place.
Export to CSV/QuickBooks
Groups & Tabs
Create one-time splits or set up ongoing group tabs for trips, roommates, or teams. See who owes what in real time.
Close out and settle anytime
Reminders & Notifications
Automatic payment reminders so you don't have to chase. Instant updates when someone pays and alerts when payouts hit your account.
No more awkward conversations
Insights & Reports
Dashboard with what you've paid and collected. Monthly statements and tax-friendly summaries for business users.
Complete financial overview
See how these features work in real-world scenarios.
Built for every scenario
From weekend trips to major productions, Split handles the complexity so you don't have to.
Trips
Split travel expenses seamlessly across flights, hotels, meals, and activities.
Real Example
✓ Zero manual calculations, zero awkward conversations
Security first, always
Your financial data deserves the highest level of protection. We use the same security standards as major banks.
Bank-level encryption
256-bit SSL encryption protects all data in transit and at rest
Plaid OAuth integration
Secure, read-only access to your bank account data
Least-privilege access
Minimal data collection with granular permission controls
Data retention policy
Automatic deletion of sensitive data after processing
Compliance & Certifications
Split vs. Alternatives
| Feature | Split | Spreadsheets | Payment Apps |
|---|---|---|---|
| Setup time | 2 minutes | 30+ minutes | 15 minutes |
| Calculation accuracy | 99.9% | 85% | 95% |
| Payment success rate | 95% | 60% | 88% |
| Multi-currency support | ✓ Real-time rates | ✗ Manual conversion | ✗ Limited |
| Automated reminders | ✓ Smart & contextual | ✗ Manual follow-up | ✓ Basic |
| Security & compliance | ✓ Bank-level | ✗ None | ✓ Basic |
Ready to download the app? It's completely free to use.
Download the Split app
Take expense splitting with you wherever you go. The Split mobile app puts the power of AI-driven expense management right in your pocket.Completely free to download and use.
Instant Splits
Create and settle expense splits in under 2 minutes
Smart Groups
Organize by trips, roommates, events, or custom groups
AI-Powered
Perfect calculations with intelligent fair-split algorithms
Frequently asked questions
Everything you need to know about Split. Can't find what you're looking for? Contact our support team.
We support all major US banks through Plaid integration, including Chase, Bank of America, Wells Fargo, and 11,000+ others. We also support international banks in 40+ countries. Credit cards, debit cards, and ACH transfers are all supported.
Still have questions?
Our support team is here to help. Get in touch and we'll respond within 24 hours.