Split expenses. Collect payments. Track every shared cost.
Split Mobile helps groups manage real-world expenses — receipts, rent, trips, events, productions, and shared purchases — with secure guest payments, wallet tracking, and simple bank withdrawals.
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What Split does
Split Mobile turns any real-world cost into an organized, collectible shared expense — from a dinner receipt to monthly rent.
Create any shared expense
Start from a scanned receipt, an uploaded screenshot, a manual expense, rent, a trip cost, or any group purchase.
Decide who owes what
Split by item, split evenly, or assign custom amounts so everyone owes exactly their fair share.
Send a secure link
Send a secure payment link to friends, roommates, guests, or group members — no app download required.
Collect and track
Collect payments into your Split wallet and keep every shared cost organized in one place.
Spreadsheets, receipts, and awkward reminders are broken.
Split keeps everyone organized with AI that handles the math, sends smart reminders, and helps you collect every shared cost.
The old way
Spreadsheet chaos
Manual calculations, version conflicts, and lost receipts
Awkward reminders
Chasing friends for money damages relationships
Complex group dynamics
Different reimbursement methods, currencies, and preferences
The Split way
AI-powered calculations
Perfect splits every time, no math errors
Organized collection
Collect payments and track who has paid, all in one place
Frictionless experience
Everyone covers their assigned share, relationships stay intact
Ready to see how it works? Here's the simple 3-step process.
How It Works
Four simple steps to create, collect, and organize any shared expense.
Step 1 — Create a split
Scan a receipt, upload a screenshot, or enter an expense manually.
Step 2 — Invite guests
Send a secure link so friends, roommates, guests, or group members can pay their share.
Step 3 — Track and collect
See who paid, track cash reimbursements, edit receipt items, and keep every shared cost organized.
Step 4 — Withdraw funds
Collected funds are available in your Split wallet. Standard bank withdrawals are free and typically take 3–5 business days.
Built for real-life shared expenses
From a single receipt to ongoing group costs, Split keeps shared spending organized and easy to collect.
Dinner & receipts
Split a dinner receipt by item or evenly, then collect everyone’s share in a few taps.
Groceries & household costs
Share groceries and everyday household costs without tracking who owes what on paper.
Rent & roommate expenses
Collect rent and recurring roommate expenses and keep a clear record of every payment.
Trips & travel groups
Keep flights, hotels, and activities organized so travel groups settle up with ease.
Events & celebrations
Coordinate contributions for parties, weddings, and celebrations in one shared place.
Productions & team expenses
Manage crew, vendor, and production expenses with clear, documented money movement.
Guest checkout — no app required.
Guests don't need to download anything. Send a secure web link — they open it, view their share, and pay with Apple Pay, Google Pay, card, Venmo, Cash App, or PayPal where available. It's the easiest way to collect from friends, roommates, and group members, no signup required.
Protected under U.S. Patent Pending Systems and Methods for AI-Powered Receipt Parsing and Shared Expense Reimbursements via External Participants (Split Mobile Inc.)
Wallet and payouts
Collect payments into your Split wallet and withdraw to your bank. Standard withdrawals are free and typically take 3–5 business days. Faster payout options may be available or rolling out where supported.
Collect into your Split wallet
Payments you collect land in your Split wallet, where you can review balances and track every shared cost.
Free standard bank withdrawals
Withdraw to your linked bank account whenever you’re ready. Standard withdrawals are free and typically take 3–5 business days.
Clear, predictable timing
Weekends and bank holidays don’t count as business days, so timing can vary slightly with your bank.
Faster options, where available
Faster payout options may be available or rolling out where supported. Any optional fees are shown before you choose them.
See the features that make this possible.
Built for Modern Shared Expenses
Simple, secure, and fast — with AI at the core.
Group expense management
Create or join a group to split shared expenses at restaurants, trips, events, rent, and everyday purchases — no manual calculations.
AI-powered receipt scanning
Snap a photo → AI itemizes the receipt, applies tax & tip, and helps assign items to each person automatically.
Flexible split controls
Split by item, split evenly, or assign custom amounts. Edit receipt items anytime so every share stays accurate.
Transparent tracking & cash logging
See who paid, who still owes, and log cash reimbursements so your group stays in sync without chasing money.
Wallet & bank withdrawals
Collect payments into your Split wallet and withdraw to your bank. Standard withdrawals are free and typically take 3–5 business days.
Secure & verified money movement
Built on secure payment infrastructure with encryption and transaction review to help keep your group's money safe.
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Built with safety in mind
Split reviews unusual, high-value, or manual transactions to help protect users, prevent misuse, and maintain a secure payment experience. Larger transactions may require supporting documentation such as receipts, invoices, or proof of purchase.
Secure payment infrastructure
Split runs on secure, industry-standard payment infrastructure with encryption in transit and at rest.
Risk review on larger transactions
Unusual, high-value, or manual transactions may be reviewed to help protect users and prevent misuse.
Documentation when needed
Larger transactions may require supporting documentation such as receipts, invoices, or proof of purchase.
Security first, always
Your financial data deserves the highest level of protection. We use the same security standards as major banks.
Bank-level encryption
256-bit SSL encryption protects all data in transit and at rest
Stripe Financial Connections
Secure, read-only access to your bank account data
Least-privilege access
Minimal data collection with granular permission controls
Data retention policy
Automatic deletion of sensitive data after processing
Ready to download the app? It's completely free to use.
Free to use
Split Mobile has no subscription, paywall, or hidden fee to use the core platform. Standard bank withdrawals are free. If optional paid features or faster payout options are available, any fees are clearly shown before you choose them.
Standard withdrawals
Free, and typically take 3–5 business days to reach your bank.
Optional features
Faster payout options or financial features may be available. Any fees are clearly disclosed before use.
Coming soon
We're building toward a complete shared expense platform. These features are in development or on our roadmap — not yet live.
Expanded payout options
Additional ways to move money out of your wallet, rolling out where supported.
Virtual cards for group expenses
Virtual cards for verified group expenses. Not live yet — part of our future roadmap.
How to Use Split Mobile
A super-simple, step-by-step guide. Scan a receipt, share a link, get reimbursed — even if your friends don't have the app.
Download the Split app
Take expense splitting with you wherever you go. The Split mobile app puts the power of AI-driven expense management right in your pocket.Completely free to download and use.
Instant Splits
Create and settle expense splits in under 2 minutes
Smart Groups
Organize by trips, roommates, events, or custom groups
AI-Powered
Perfect calculations with intelligent fair-split algorithms
Frequently asked questions
Everything you need to know about Split. Can't find what you're looking for? Contact our support team.
Yes. Split Mobile has no subscription or paywall to use the core platform. Standard bank withdrawals are free. If optional faster payout or financial features are available, any fees are clearly disclosed before use.
Still have questions?
Our support team is here to help. Get in touch and we'll respond within 24 hours.